Learn more about the Kaiser Permanente Step Plan

The Kaiser Permanente Step Plan (KPStep) provides Kaiser Permanente benefits at greatly reduced rates for up to 24 months to eligible individuals who otherwise could not afford health care. This health plan can act as a stepping-stone to more health coverage options. Monthly premiums are based on family size and income. The coverage includes a FREE health risk appraisal, preventive services, hospitalization and pharmacy benefits. Some benefits are limited and this plan may not meet all your health care needs if you have a complex health condition or suffer a catastrophic event. For more information about KPStep and what services are covered, click here.

Who is eligible:

• Applicants must live within Kaiser Permanente Denver/Metro service area.
• Applicants must be between the ages of 0 and 34.
• Applicants must be income eligible. For an income chart, click here.
• Applicants cannot be eligible for an employer-sponsored health plan where the employer pays at least 50 percent of the cost of coverage.
• Applicants must not be pregnant at the time of application.
• Applicants must not be in hospice, nursing home or other institution.
• Applicants must not be in need of a transplant referral or evaluation, on a transplant list, have end-stage renal disease or had a transplant.
• Applicants must not have coverage under a Kaiser Permanente Charitable Health Coverage Plan, unless coverage was as an underage or student dependant on a parent's plan.

*If you are not eligible for KPStep, Kaiser Permanente has additional options. Click here to learn more.

Cost:

KPStep monthly premiums start at $18.15 for one person and $36.30 for a family, based on family size and income (premiums are subject to change). Some co-payments, coinsurance and deductibles may apply. If you do not send in your monthly payments, your coverage will end and you will not be eligible to re-apply. For a chart with information about monthly premiums, click here.

Apply for KPStep Today!

To learn more about KPStep, click here to download a brochure. If you have additional questions, please contact the Kaiser Permanente Community Information Line at 303.338.3490.

To download and print an application, click here.

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